S. 3385Lower Health Care Costs Act

What the bill would do

This bill extends for three years, through 2028, temporary changes enacted by the American Rescue Plan Act of 2021 (ARPA) and the Inflation Reduction Act of 2022 (IRA) that generally expand eligibility for and increase the amount of the premium tax credit.

Summary by the Congressional Research Service. Last updated Dec 10, 2025.

• BillFull text · congress.gov(opens in a new tab)
• Roll callsenate.gov vote #644(opens in a new tab)