S. 3385 · Senate bill · 119th Congress

Lower Health Care Costs Act

Sponsored by Sen. Chuck Schumer, New York

Introduced Dec 8, 2025

Latest action Dec 11, 2025

What the bill does

This bill extends for three years, through 2028, temporary changes enacted by the American Rescue Plan Act of 2021 (ARPA) and the Inflation Reduction Act of 2022 (IRA) that generally expand eligibility for and increase the amount of the premium tax credit.

Summary by the Congressional Research Service, Dec 10, 2025.

BillFull text · congress.gov(opens in a new tab)

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