H.R. 5763Main Street Parity Act

What the bill would do

This bill lessens the financing requirements for certain Small Business Administration loans to small businesses for plant acquisition, construction, conversion, or expansion, including the acquisition of land. Specifically, the bill reduces the amount of equity a borrower must provide by 5% of the total cost for loans for limited or single-purpose properties.

Summary by the Congressional Research Service. Last updated Jan 16, 2026.

• BillFull text · congress.gov(opens in a new tab)
• Roll callclerk.house.gov vote #32(opens in a new tab)