H.R. 1919Anti-CBDC Surveillance State Act

What the bill would do

This bill prohibits a Federal Reserve bank from offering products or services directly to an individual, maintaining an account on behalf of an individual, or issuing a central bank digital currency (i.e., a digital dollar). Further, the Board of Governors of the Federal Reserve System is prohibited from using a central bank digital currency to implement monetary policy or from testing, studying, creating, or implementing a central bank digital currency, with exceptions as provided by the bill.

Summary by the Congressional Research Service. Last updated Jul 11, 2025.

• BillFull text · congress.gov(opens in a new tab)
• Roll callclerk.house.gov vote #201(opens in a new tab)