SBA Artificial Intelligence Utilization Act of 2026

This Act may be cited as the “SBA Artificial Intelligence Utilization Act of 2026”.

Section 10(c) of the Small Business Act is amended to read as follows:

“(c) Artificial intelligence and machine learning use reports.—

(1) Reports required.— Not later than 90 days after the date of the enactment of this subsection, and annually thereafter, the Administrator shall submit to the Committee on Small Business of the House of Representatives and the Committee on Small Business and Entrepreneurship of the Senate a report on—

(A) the use of artificial intelligence and machine learning by the Administration;

(B) the benefits and risks posed by the use of artificial intelligence and machine learning in the work of the Administration, including in impeding the operations of the Administration; and

(C) measures that the Administrator can take to effectively identify, evaluate, and manage such benefits and risks, including explanations of how the Administrator can—

(i) retain human involvement in important decisions informed by recommendations made by artificial intelligence or machine learning;

(ii) identify tasks and functions that artificial intelligence or machine learning can and cannot reliably and effectively perform, including whether artificial intelligence and machine learning can improve operations, productivity, or customer service;

(iii) determine which specific artificial intelligence or machine learning tools are appropriate for a particular task or function, if such task or function is determined to have the potential to be reliably and effectively performed by artificial intelligence or machine learning; and

(iv) determine whether an artificial intelligence or machine learning tool adequately fills a need of the Administration and is worth adopting to fulfill such need.

(2) Briefing required.— Not later than 30 days after the date on which the Administrator submits each report required under paragraph (1), the Administrator shall provide to the committees described in such paragraph a briefing on such report.

(3) Definitions.— In this subsection, the terms artificial intelligence and machine learning have the meanings given, respectively, in section 5002 of the William M. (Mac) Thornberry National Defense Authorization Act for Fiscal Year 2021 (15 U.S.C. 9401).”.